Fashionable FinancesYou spend a lot of time looking good - You choose your jeans and your belts and your hair and makeup look to reflect who you are and what you need to say - why not have your card reflect that as well? When you carry the Baby Phat prepaid Credit card, the world will know that you are styling in plastic too! Hip hop businessman Russell Simmons developed the Baby Phat card (along with the RushCard) as part of his UniRush Financial Services business for those who want to make a statement with everything they do. While the RushCard is sleek and black, the Babyt Phat card is done in signature pink with the slinky feline logo that has become known to the fashion conscious all over the world. One of the good features of the Baby Phat card is that it (like it's cousin, the RushCard) allows for free fund loading by means of direct deposit, government benefits, MoneyGram and CheckFree sources. There is a small fee for loading funds from other sources. The Baby Phat card can be used at any of the millions of locations that accept major credit cards (such as Visa credit and debit cards) world wide. There is never any debt with the Baby Phat card - over spending is impossible, since only the funds that have been transferred to the card are available. The card holder can use the Baby Paht card for day to day purchases, on line transactions, phone orders, and for all other types of purchases. The processing time needed for a Baby Phat card is exactly the same as for any other card, so shopping is fast and easy. The card holder will never have to pay expensive interest fees or worry about mounting balances. Unlike many other cards, the fees for the Baby Phat card are very small. Getting a new card carries a small activation fee of less than twenty dollars, but, after that, there are no processing fees, no annual, monthly, or customer service fees, and no other hidden fees to worry about. There is a simple one dollar fee per transaction, but that will never exceed a very reasonable ten dollars a month. There is NO fee to load funds to the card, which really sets it apart from the others. For those who might have had credit problems in the past, a Baby Phat card is perfect, since there are no credit checks or employment verification restrictions associated with this card. The Baby Phat card also comes with an excellent customer service program that allows the card holder to check account activity, fund loads, and balances at any time using the 'Net or by phone. |